FAQS

A good broker can help to save you time, money, and stress! They can help you to understand why your mortgage would be accepted with one bank and not another, whilst also having access to a whole range of lenders (some that you may not have even heard of). Not only that, but a broker can help you to see which deals are kinder to your pocket rather than a headline rate. 

Yes! Our advisors realise that many of our clients work from 9-5, so with that in mind we can offer some evening appointments.

In short…yes! Whilst we will need to obtain a copy of your credit report to look at the type of bad credit that you have, and when it occurred, we have access to a large amount of specialist lenders that can consider your Application for a mortgage. 
 

There are a wide range of lenders that will consider Applications from clients that only have 1 years’ worth of accounts.

Yes, many lenders will look at different forms of benefits to help increase your affordability on a mortgage – our team can guide you through this depending on which benefits you are in receipt of. 

This will range depending on your circumstances but as a minimum it would be 5% of the purchase price of your property.

Many lenders can lend right up to and into retirement, it’s always worth a chat with one of our advisors to look at your options.

There are a wide range of investment property products (more commonly known as a buy to let). As a minimum you will likely need a 25% deposit of the purchase price. Other factors such as employment and residential status will guide your broker as to where they place your BTL mortgage.